Legal Notices

1. Terms & Conditions

These terms govern your use of numerarti.co.uk and any professional services provided by Numerarti Ltd ("we", "us", "our"). By using our website or engaging our services, you agree to these terms.

1.1 Our Services

We provide bookkeeping, financial management, and business consulting services to UK-based clients. The scope, fees, and deliverables for any engagement will be set out in a separate Letter of Engagement, which forms part of our agreement with you.

1.2 Fees & Payment

Our fees are outlined in our pricing schedule or agreed in writing before work begins. Invoices are payable within the terms stated on the invoice. We reserve the right to suspend work on accounts that fall into arrears.

1.3 Intellectual Property

All content on this website - including text, graphics, and the Numerarti brand - is owned by or licensed to Numerarti Ltd. You may not reproduce, distribute, or use our content without written permission.

1.4 Limitation of Liability

Our services are provided with reasonable care and skill. However, we are not liable for any loss or damage arising from decisions made on the basis of our work, beyond the extent permitted by UK law. Our total liability in any matter will not exceed the fees paid for the relevant service.

1.5 Governing Law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

1.6 Changes to These Terms

We may update these terms from time to time. The current version will always be available on our website, with the date of the last update shown at the top of this page.

2. Privacy Policy

Numerarti Ltd is committed to protecting your personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. This policy explains how we collect, use, and protect your information.

Our full Privacy Policy is available here.

2.1 Who We Are

The data controller is Numerarti Ltd, based in Brackley, Northants. You can contact us about data matters at becky@numerarti.co.uk.

2.2 What Data We Collect

We may collect the following types of personal data:

• Contact information - your name, email address, and phone number when you get in touch with us
• Business information - details about your business, financial records, and transactions relevant to the services you engage us for
• Website data - technical data collected automatically when you visit our website (see the Cookie Policy below)

2.3 How We Use Your Data

We use your data to:

• Provide the bookkeeping and financial services you have engaged us for
• Respond to your enquiries and maintain our client relationship
• Meet our legal obligations, including those relating to anti-money laundering (AML) compliance
• Improve and maintain our website

2.4 Our Legal Basis

We process your data on the following grounds: performance of a contract (to deliver your services), compliance with a legal obligation (including AML obligations under the Money Laundering Regulations 2017), and legitimate interests (to run and develop our practice).

2.5 How Long We Keep Your Data

We keep client records for a minimum of six years in line with HMRC guidance and our professional obligations. Website enquiry data is retained for as long as is reasonably necessary.

2.6 Who We Share Data With

We do not sell your data. We may share it with trusted third-party service providers (such as cloud software platforms) who assist us in delivering our services, and with regulatory or legal authorities where required by law.

2.7 Your Rights

Under UK GDPR, you have the right to access, correct, or request deletion of your personal data, to object to processing, and to request restriction or portability of your data. To exercise any of these rights, please contact us at becky@numerarti.co.uk. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

3. Cookie Policy

Our website uses cookies - small text files placed on your device - to help it function and to understand how visitors use it.

3.1 Cookies We Use

• Essential cookies - necessary for the website to function. These cannot be switched off. No consent is required for these.
• Analytics cookies - help us understand how visitors navigate our site, so we can improve it. These are only placed with your consent.
• Preference cookies - remember settings such as your cookie choices.

3.2 Third-Party Cookies

Our website may include cookies from third-party services (for example, analytics providers). We do not control these cookies - please refer to the relevant third party's own privacy and cookie policies for further information.

3.3 Managing Cookies

When you first visit our site, you will be given the opportunity to accept or decline non-essential cookies. You can also manage cookie settings through your browser at any time. Disabling certain cookies may affect how some parts of our website function.

4. Disclaimer

4.1 Website Content

The information on this website is provided for general informational purposes only. While we take care to ensure accuracy, we make no warranties - express or implied - about the completeness, accuracy, or suitability of the content for any particular purpose.

4.2 Not a Substitute for Professional Advice

Nothing on this website constitutes financial, tax, legal, or accounting advice. Every business is different, and you should always seek professional advice tailored to your specific circumstances before making financial or business decisions. If you would like to discuss your situation, we would be happy to help - please get in touch.

4.3 External Links

Our website may contain links to third-party websites. These are provided for your convenience only. We are not responsible for the content, privacy practices, or reliability of any external sites.

4.4 Availability

We do our best to keep our website available and up to date, but we cannot guarantee uninterrupted access. We reserve the right to modify or withdraw the site at any time without notice.